Policyholders have a contract with the insurance company to protect them against certain well-defined risks, for which they pay a premium, a regular payment to the insurance company in exchange for the insurance company’s readiness to handle such risks. The risk pooling hypothesis is a theory that underpins insurance. That what is a threat […]

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Introduction Insurance is a method by which a person who is exposed to potential risk as a result of occurrences beyond his control, passes the financial loss to a third party, in part or in full. The ‘Insured’ is the one who transfers his potential loss, and the ‘Insurer’ is the party who indemnifies or […]

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  Introduction Fire hazards are covered by Fire insurance.  The fire insurance not only protects losses but also protects from The damages due to fire are reimbursed with the aid of fire insurance and the company does not lose much. The person is safeguarded against such losses and his property, company, or industry remains in […]

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The Car Insurance Policy is a great way to protect yourself and your car. It can help in providing coverage that included provisions for both personal and third-party damages. Car insurance is a policy purchased by vehicle owners to reduce the risks connected with their vehicles in the event of an accident, theft, or third-party […]

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Property insurance, such as fire and burglary insurance, personal insurance such as Accident and Health Insurance, and liability insurance are all based on the Insurance principles. Many people have been left homeless and impoverished as a result of natural disasters such as tsunamis, earthquakes, and cyclones but still are unable to get their claim, ever wondered what is the reason behind it?? Although such losses might be painful, insurance may be able to assist minimize them. […]

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For insurance policyholders, it is essential to know that certain documents are needed for claim settlement. These documents can include a death certificate, FIR’s copy in case of road accidents, as well as and address proof. As per the fastest claim settlement companies such as Hello Policy, these documents are required for a reason. They […]

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It may be right to say that in India, several insurance companies are active. Owing to a range of reasons, many people may want to purchase insurance policies. However, they may not know which company to trust. Some of you may be surrounded by the same confusion. There are certain attributes that can help you […]

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