COVID-19 returning to work: Don’t you have HEALTH INSURANCE then go get it now As we know the entire world has been battling a healthcare crisis for the past 2 years, which has also resulted in a serious economic and social crisis. But after a breather, a new wave of COVID-19 has become visible again. […]

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Misfortune happens anytime, anywhere and to anyone: To fight back protect your car and get car insurance       The road after an accident is not easy. According to a report by World Bank, there are 53 road accident that happens every hour and 1 death every four minutes in India. Car accidents are very common in […]

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Types of Riders What is a rider- A rider is an add-on cover to the basic insurance policy that adds additional coverage and benefits. Life insurance companies provide a variety of optional riders that you may purchase for an extra fee to meet your specific needs. The rider will pay the stated sum insured if […]

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According to the Motor Vehicles Act of 1988, a car insurance coverage is required to operate a car in India. The Act requires that you have enough insurance coverage for third-party liability arising from any harm or damage you cause to others. Purchasing car insurance is just as crucial as purchasing the car. There are […]

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  Policyholders have a contract with the insurance company to protect them against certain well-defined risks, for which they pay a premium, a regular payment to the insurance company in exchange for the insurance company’s readiness to handle such risks. The risk pooling hypothesis is a theory that underpins insurance. That what is a threat […]

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Introduction Life is unpredictable and hence there is no assurance or forecasts that can be made regarding what will occur in one’s life. In a similar way, companies also have no guarantees since they experience several unanticipated losses or damages throughout a period of time. Cars, motorcycles, and other assets have no guarantee of running […]

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  For the next three to five years, the live insurance sector is forecast to expand yearly by 14-15% in the country. The reach of IoT continues to extend beyond the telematics and client risk assessment in the Indian insurance sector. There are now 110+ start-ups in India engaged in InsurTech. In YF21 with 10.11 […]

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Introduction Insurance is a method by which a person who is exposed to potential risk as a result of occurrences beyond his control, passes the financial loss to a third party, in part or in full. The ‘Insured’ is the one who transfers his potential loss, and the ‘Insurer’ is the party who indemnifies or […]

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  Introduction Fire hazards are covered by Fire insurance.  The fire insurance not only protects losses but also protects from The damages due to fire are reimbursed with the aid of fire insurance and the company does not lose much. The person is safeguarded against such losses and his property, company, or industry remains in […]

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  When it comes to the substantial misrepresentation clause, which states that if you willingly hide information from your insurance company regarding your lifestyle or health habits, your claim may be refused, the significance of being honest with your insurance company cannot be overstated. This might include lying about having a dangerous profession, having a […]

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